(216) 524-0414   memberservice@sc-fcu.org   6740 Broadview Rd. Parma, OH 44134   Office Hours

Effective Date 11/19/19.
All Rates as Low as. All rates are subject to change any time and without notice.

New Car Loan

Model Term APR* APR**
2020 - 2019 61 - 72 months 2.99% 2.74%
2020 - 2019 60 months 2.49% 2.24%



Used Car Loan

Model Term APR* APR**
2019 - 2017 60 months 3.74% 3.49%
2016 - 2014 60 months 4.50% 4.25%
2013 54 months 5.00% 4.75%
2012 54 months 5.50% 5.25%
2011 48 months 5.50% 5.25%
2010 - 2009 36 months 6.00% 5.75%

Vehicle loans are not eligible for refinance unless additional money is borrowed.

Home Equity Loan

Term First Lien APR* Second Lien APR*
60 months 3.50% 4.75%
120 months 3.75% 5.00%
180 months 4.00% 5.25%

equal housing lender

Minimum Closing Cost $250.00. Home Equity Loans are not eligible for refinance within two years of the opening date unless additional money is borrowed.



Home Improvement Loan

Term APR* Min/Max
72 months 7.25% $1,000 / $10,000
Direct Payment Rate Discount*** -0.25% -

Personal Loan

Term APR* Min/Max
48 months 12.00% $1,000 / $5,000
Direct Payment Rate 11.00%

Share Loan

Term APR* Min/Max
60 months 2.80% N/A

Student Loan

School Grade Term APR
Catholic Elementary School 10 months 3.00%
Catholic High School 12 months 6.00%

All rates as low as.
*APR = Annual Percentage Rate.
** APR includes .25% discount with direct payment.
*** Only available to St. Columbkille Checking Accounts Members.