(216) 524-0414   memberservice@sc-fcu.org   6740 Broadview Rd. Parma, OH 44134   Office Hours

New Car Loan

Model Term APR* APR**
2017 - 2016 61 - 72 months 2.99% 2.74%
2017 - 2016 60 months 2.49% 2.24%



Used Car Loan

Model Term APR* APR**
2017 - 2015 60 months 2.99% 2.74%
2014 - 2012 60 months 3.75% 3.50%
2011 54 months 4.25% 4.00%
2010 54 months 4.75% 4.50%
2009 48 months 4.75% 4.50%
2008 - 2007 36 months 5.25% 5.00%

Home Equity Loan

Term First Lien Position Second Lien Position
60 months 3.50% 4.25%
120 months 3.75% 4.75%
180 months 4.25% 5.50%



Home Improvement Loan

Term APR* Min/Max
72 months 5.99% $1,000 / $10,000
Direct Payment Rate Discount*** 0.25%

Personal Loan

Term APR* Min/Max
48 months 12.00% $1,000 / $5,000
Direct Payment Rate 11.00%

Share Loan

Term APR* Min/Max
60 months 2.3% N/A

Student Loan

School Grade Term APR
Catholic Elementary School 10 months 3.00%
Catholic High School 12 months 6.00%

All rates as low as *APR = Annual Percentage Rate. ** APR includes .25% discount with direct payment. *** Only available to St. Columbkille Checking Accounts Members.

Members with Open Loans:
1. Home Equity Loans are not eligible for refinance within two years of the opening date unless additional money is borrowed.
2. Vehicle loans are not eligible for refinance unless additional money is borrowed.