(216) 524-0414   memberservice@sc-fcu.org   6740 Broadview Rd. Parma, OH 44134   Office Hours

New Car Loan

Model Term APR* APR**
2018 - 2019 61 - 72 months 3.74% 3.49%
2018 - 2019 60 months 3.24% 2.99%



Used Car Loan

Model Term APR* APR**
2018 - 2016 60 months 3.74% 3.49%
2015 - 2013 60 months 4.50% 4.25%
2012 54 months 5.00% 4.75%
2011 54 months 5.50% 5.25%
2010 48 months 5.50% 5.25%
2009 - 2008 36 months 6.00% 5.75%

Vehicle loans are not eligible for refinance unless additional money is borrowed.

Home Equity Loan

Term First Lien Position Second Lien Position
60 months 3.50% 4.25%
120 months 3.75% 4.75%
180 months 4.25% 5.50%

Home Equity Loans are not eligible for refinance within two years of the opening date unless additional money is borrowed.



Home Improvement Loan

Term APR* Min/Max
72 months 5.99% $1,000 / $10,000
Direct Payment Rate Discount*** 0.25%

Personal Loan

Term APR* Min/Max
48 months 12.00% $1,000 / $5,000
Direct Payment Rate 11.00%

Share Loan

Term APR* Min/Max
60 months 2.3% N/A

Student Loan

School Grade Term APR
Catholic Elementary School 10 months 3.00%
Catholic High School 12 months 6.00%

All rates as low as.
*APR = Annual Percentage Rate.
** APR includes .25% discount with direct payment.
*** Only available to St. Columbkille Checking Accounts Members.