(216) 524-0414   memberservice@sc-fcu.org   6740 Broadview Rd. Parma, OH 44134   Office Hours
scfcu home equity loans

Home Equity Loans


A Home Equity Loan allows you to borrow up to 80% of the market value of your home with a fixed rate and payment. There are no closing costs except if an appraisal is required to establish the market value.


See our current loan rates

Key Benefits:

  • No application fee
  • Low fixed interest rates
  • Fixed payment
  • No prepayment penalties
  • Personalized service

What you need to bring with you when you apply for a loan:

  • Your last two paystubs
  • Identification
  • Proof of insurance
scfcu home Improvementnt loans

Home Improvement Loans


A Home Improvement Loan allows you to borrow up to 80% of the market value of your home with a fixed rate and payment. There are no closing costs except if an appraisal is required to establish the market value.


See our current loan rates

Key Benefits:

  • No application fee
  • Low fixed interest rates
  • Fixed payment
  • No prepayment penalties
  • Personalized service

What you need to bring with you when you apply for a loan:

  • Your last two paystubs
  • Identification
  • Proof of insurance
scfcu vehicle loans

New and Used Vehicle Loans


New vehicles can be financed for up to 72 months! Used vehicles can be financed for up to 60 months depending on the model year.

See our current loan rates

Key Benefits:

  • No application fee
  • Low fixed interest rates
  • Fixed payment
  • No prepayment penalties
  • Personalized service

What you need to bring with you when you apply for a loan:

  • Your last two paystubs
  • Identification
  • Proof of insurance

Get Pre-Approved

Get pre-approved before you start shopping for a vehicle! This way, you know exactly what you want to spend when you go shopping. When you finalize your deal, bring the vehicle purchase agreement in, and we can complete the loan.

All Vehicle Loans are Eligible for a 0.25% Rate Reduction!

When you select the Direct Debit Program (ACH) to make your payment, the loan rate will be reduced 0.25% as shown on the current loan rates.

scfcu personal loans

Personal Loans


A Personal Loan is an Unsecured Loan. We currently offer these loans up to a maximum of $5,000 for up to 48 months.

See our current loan rates

Key Benefits:

  • No application fee
  • Low fixed interest rates
  • Fixed payment
  • No prepayment penalties
  • Personalized service

What you need to bring with you to apply for a loan:

  • Good credit history
  • Your last two paystubs
  • Identification
scfcu share loans

Share Loans


Share Loans are secured by the balance in your savings account. An amount equal to your loan is frozen in your share account. The amount frozen declines as you repay the loan.

See our current loan rates

Key Benefits:

  • No application fee
  • Low fixed interest rates
  • Fixed payment
  • No prepayment penalties
  • Personalized service

What you need to bring with you to apply for a loan:

  • Identification
scfcu tuition loans

Tuition Loans


St. Columbkille Credit Union introduced the Catholic Elementary and High School Tuition payment program in response to the need to spread tuition payments over a period of time. Our tuition loan program provides a 10-month payment plan for Elementary School and 12-month payment plan for High School.

Full payment of the tuition may qualify you for a discount from the school.

See our current loan rates

Key Benefits:

  • No application fee
  • Low fixed interest rates
  • Fixed payment
  • No prepayment penalties
  • Personalized service

What you need to bring with you to apply for a loan:

  • Your last two paystubs
  • Identification